Mint shut down March 23, 2024 · Credit Karma isn't a budgeting app · PILVI is
For 3.6 million former Mint users
Mint shut down.
PILVI is what should have replaced it.
When Intuit killed Mint in March 2024.
3.6 million users were force-migrated to Credit Karma
— a credit-monitoring app without budgets, savings goals, or subscription tracking. PILVI is the AI money coach Mint users have been waiting two years for.
The Mint shutdown, by the numbers
3.6M
Users force-migrated
772
Days since shutdown
0
Mint features
in Credit Karma
Free to join · $12.99/mo at launch · Cancel anytime · Ohio & Florida first, waitlist for other states
What happened
The two-year gap nothing has filled.
From announcement to migration to today.
Every date verifiable from public sources.
Oct 31, 2023
Intuit announces Mint shutdown
Intuit announces it will sunset Mint and migrate users to Credit Karma.
Mint had ~3.6 million active users at the time.
Reaction is swift and angry.
Mar 23, 2024
Mint goes dark
The Mint app stops functioning. Core budgeting features — custom budgets, savings goals, subscription tracking — do not transfer.
Today
PILVI is ready
Independent AI money coaching that does what Mint did — plus the answers Mint never could. Verifiable math. Forward-looking scenarios.
Why PILVI
The Mint promise, kept.
Plus what Mint never had.
PILVI does the connected-accounts + budgeting work Mint did — and adds the AI Mint never could.
01
All accounts in one place
PILVI connects every bank, card, and loan through Plaid in read-only mode. The "all your money in one view" promise delivered with modernization.
02
Real answers, not just data
Ask "can I afford a car in six months while paying off student loans?" and get a math-backed answer in seconds.
03
Subscription tracking
PILVI tracks every recurring charge and tells you how to cancel, free. No percentage cuts like other "recovery" apps.
04
Built to last
Independent Delaware C-Corp. No Intuit. No mass migration. No sunsetting. Built as a long-term partner for your finances.
The comparison
PILVI versus what Mint refugees actually consider.
Most "AI" finance apps are dashboards with a chatbot bolted on.
The difference is measurable.
| PILVI | Credit Karma | Monarch | Mint (RIP) | |
|---|---|---|---|---|
| Custom budgets | ✓ | — | ✓ | ✓ |
| Savings goals | ✓ | — | ✓ | ✓ |
| Forward-looking scenarios | ✓ | — | Limited | — |
| Subscription audit (free) | ✓ | — | ✓ | ✓ |
| Independent | ✓ | Intuit | VC-backed | Intuit |
Pricing
$12.99/month. Sustainable and transparent.
$12.99
per month · cancel anytime
✓
Unlimited Plaid connections
✓
Custom budgets and savings goals
✓
AI scenario planning
✓
Subscription audit — no percentage cut
✓
No ads. No data sold. Ever.
Free to join waitlist · Ohio & Florida first
Mint died because the ad model couldn't sustain it.
PILVI's model means you're the customer, not the product.