Hiro shut down April 20 · All user data deleted May 13, 2026
For former Hiro users
Hiro shut down.
PILVI is the AI money coach that won't.
OpenAI acquired Hiro and shut down the product.
Your financial data is being permanently deleted on May 13.
PILVI is the independent AI money coach built to replace it
— without percentage fees, without acquisition risk.
Time until Hiro permanently deletes your data
09
Days
00
Hrs
00
Min
00
Sec
Free to join · $12.99/mo at launch · Cancel anytime · Ohio & Florida first, waitlist for other states
Plaid-secured
Read-only access
Coach, not advisor
Delaware C-Corp
What happened
The 30 - day timeline that left you without a coach.
A VC-backed product went from raising $6.3M to shutting down with three weeks' notice. Every date verifiable from public sources.
Apr 13, 2026
OpenAI acquires Hiro Finance
The ten-person team joins OpenAI as an acqui-hire. No advance notice given to paying users before the announcement.
Apr 20, 2026
The Hiro app stops functioning
All features shut off permanently. Seven days after the acquisition announcement.
May 13, 2026
All user data permanently deleted
Every transaction and projection you built is wiped forever. Export your data before this
window closes.
Today
PILVI is ready
Independent AI money coaching that won't get acquired and won't take a percentage of
your savings.
Why PILVI
Not a tracker. Not a chatbot.
A money coach.
Every app shows you what you spent last month. PILVI tells you what to do next month — with the math behind every answer.
01
Math you can verify
PILVI runs real arithmetic on your connected data. Every recommendation includes the numbers and the source. No black box.
02
Forward-looking
Ask if you can afford a car while paying student loans. PILVI runs the scenario against your real numbers in seconds.
03
Finds overpayments
PILVI audits every subscription and fee. We don't take a percentage to cancel them. We show you how to do it for free.
04
Read-only. Always.
PILVI connects via Plaid in read-only mode. We cannot move money or access credentials. Your money stays in your control.
The Comparison
PILVI vs. the apps you've tried.
Most "AI" finance apps are dashboards with a chatbot bolted on.
The difference is measurable.
| Feature | PILVI | Others |
|---|---|---|
| Forward-looking math | Yes | Limited / No |
| Subscription audit fee | $0 (Included) | 30-60% of savings |
| Ownership structure | Independent | VC / Corporate |
| Price transparency | Flat $12.99/mo | Fees + Upsells |
Pricing
One flat price. No cuts.
Rocket Money takes a cut of your savings. PILVI charges a transparent flat fee. Your wins are entirely yours.
$12.99
per month · cancel anytime
✓
Unlimited Plaid connections
✓
AI scenario planning
✓
Subscription & fee audit
✓
Verifiable math reports